Is Apple Pay safe?

Apple Pay is one of the most secure payment methods. Apple will not access or store your payment card details in your app or device, nor will it be disclosed to the merchant at the time of a payment transaction. Apple Pay uses a device-specific number and case-specific code to send a payment.

You do not need your card identification number for payments, so no one will be able to find out. You confirm each transaction using your device's Touch ID, Face ID, or passcode, meaning only you can pay with your card with Apple Pay. Your card will also stay better stored on your device.