Qred offers business loans in Finland starting at 5 000 € up to 500 000 € for all kinds of business needs, regardless of industry. We believe that all entrepreneurs deserve the opportunity to grow their business!
Quick application process
No commitment period
You will receive the money in your account within 24 hours
Whatever the need, you will surely find a solution for this at Qred. Below you can find a few examples where Qred's corporate loan is used:
For example, we help with material procurement and recruitment costs when your company is expanding its business.
Take your business to the next level with new equipment, equipment or software.
Surprising spending comes to all of us. Apply for financing to repair your vehicle, pay taxes, or have a momentary cash flow shortfall.
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Anu Rainela-Lankinen
We believe that all of these can be achieved simultaneously. Our corporate loan offers flexibility at no extra cost, fast loan payouts and clear pricing. And best of all? Pay back the loan early at no extra cost, as Qred's corporate loan has no commitment period!
We understand the importance of flexibility in a company's operations. Therefore, Qred offers the option to repay the loan early at any time during the loan agreement, at no additional cost. It is up to you to decide when to repay the loan!
You can think we're boring, but we don't like surprises. Because of this, the loan has a fixed monthly expense that remains the same as long as the loan is active. So you can forget about variable and hidden loan costs and unpredictability. Simply put, the same expense — every month.
Your current loan
386,000 kr
Many entrepreneurs consider it their goal to grow their business. Qred has simplified the entire loan process so you can react to growth opportunities as quickly as possible. It takes only a few minutes to apply, the application is processed in up to an hour, and the money is transferred to your account within 24 hours of writing an allergy.
Qred was founded in 2015 by entrepreneurs, and since 2016 we have also been active in Finland. The services have been offered from the very beginning, especially for small and medium-sized enterprises, which has led Qred to quickly become one of the most sought-after banks when it comes to flexible financing. Qred is the market leader in the Nordic countries, and we also operate in the Netherlands, Germany, Belgium and Brazil.
We understand the challenges and needs of an entrepreneur, and are proud to be one of the best rated business loan providers on Trustpilot.
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Our Country Manager Antti and his team have answered the most frequently asked questions here:
Of course! With us you don't have to keep business loan longer than you want and need. With Qred, you pay monthly expenses only for the period of time the loan is available to you.
Contact our customer service team when you want to pay off your business loan. We will send you a final invoice, which includes the open loan capital and the monthly expense.
We admit business loans to companies whose information can be found in the Finnish Trade Register and whose responsible persons reside in Finland.
Our assessment of the company is based on a survey of the overall situation. As long as we understand the need and the current situation in the company, we can usually help. We do not require financial statements, cash flow statements or business plans to be submitted when applying for a business loan. Of course, you can attach a bank statement or information about future assignments to the loan application, so you can get a quote faster and improve your chances of getting a loan.
We want to make the everyday life of entrepreneurs more uncomplicated. That's why our pricing is simple and clear.
Qred's corporate loans carry no interest. Instead, loans are charged a fixed monthly fee. The monthly expense is per company and starts at 1.75%. In addition to the monthly fee, there will be no other costs for the loans. Our loans also have no commitment period, which means that business loan can pay you back as soon as there is no longer any use for it. In such a situation, we will only charge a monthly fee for the period when the loan has been in use.
Simple, easy and transparent — that's why more and more small business owners are choosing Qred.
