Grow your business with Qred

Choose a bank that specializes
to finance small businesses

Entrepreneurs in green blazer who have received funding from Qred Bank

Find funding that suits your needs

With Qred you can get a business loan for larger needs, and with Qred Visa you can pay everyday expenses.

Business loans up to 500 000 €

Our business loans are suitable for all types of small businesses:
Whether it is a limited liability company, limited partnership, open company or trader — we have you covered! Qred helps your business with financing needs, both large and small.

Loan amounts from 5 000 € up to 500 000 €. And best of all? You can apply for a loan period of up to 36 months, and repay the loan whenever you want — at no extra cost. Qred's corporate loan has no commitment period.

Construction entrepreneurs in workwear who have received funding from Qred Bank

Applying is easy

The loan will be paid to your account within 24 hours

No commitment period

More flexibility with Qred Visa

No start-up costs or hidden costs: our business credit card is the most sensible option for everyday business purchases. Get up to three cards for free so you and your employees can enjoy the benefits of Qred Visa.

Get 1% payment method advantage

Order more cards for your employees — for free!

Digitally save receipts directly to the app

Qred VISA Virtual Cards
Unmanaged
€649
Tool Retailer AB
Payment category
Date
Qred VISA
Sep 02, 2024

Qred has helped more than 50 000 entrepreneurs arrange financing

Here are a few reasons why our customers choose Qred:

“The winter season is challenging, because then the wheels do not move. Corporate finance helped expand into automotive programming.”

Jani Parkkonen
Gatemania

“By the end of October, we had to acquire an inventory equivalent to about five months' sales. Corporate finance was a great help.”

Anu Rainela-Lankinen
Alnilam

Not like traditional banks

We know what the everyday life of a small entrepreneur is like, because we have been in the same situation ourselves. We also know what it feels like to go to your own bank to negotiate funding, and face exorbitant demands as well as long waiting times.

Organizing the necessary financing for a small business can often seem like an impossibility. This is exactly why Qred was founded. We believe that small businesses deserve a better service, which is why we focus solely on financing small and medium-sized enterprises!

Woman in her study in the painting business

Quick application process

You can fill out a loan application online and it will take a few minutes. We will process the application as soon as it has arrived with us and you will typically receive a decision within 24 hours at the latest.

Man with worn cap working in construction

Personalized service

Do you have any questions? We will gladly answer them! We are here for you, and we want to help you make the best possible decisions when it comes to financing your business. We are always one phone call, chat or email away.

Your current loan

68 000 €

A diagram showing distribution of expenses in a business
Salary
Suppliers
Rent
Other

No hidden costs

No start or end costs or other hidden costs. Simple and clear pricing for both loans and credit cards.

Qred has been helping entrepreneurs on their journey since 2015

Qred was founded in 2015 by entrepreneurs, and since 2016 we have also been active in Finland. The services have been offered from the very beginning, especially for small and medium-sized enterprises, which has led Qred to quickly become one of the most sought-after banks when it comes to flexible financing. Qred is the market leader in the Nordic countries, and we also operate in the Netherlands, Germany, Belgium and Brazil.

We understand the challenges and needs of an entrepreneur, and are proud to be one of the best rated business loan providers on Trustpilot.

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2015
Qred was founded
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50
entrepreneurs supported
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What kind of financing suits your needs?

Qred offers business loans for larger and longer-term investments, and Qred Visa business card for lower and recurring spending. Choose the best option for you — or why not both?

Builder standing with arms crossed in work clothes

Apply for a business loan

Quick application process

The loan will be paid to your account within 24 hours

Borrow to grow your business

From Qred you can apply for a loan starting from 5 000 € and up to 500 000 € without a commitment period. We offer a loan term of up to 36 months and you can repay the loan early, at no extra cost. Our corporate loans are suitable for short-term working capital needs, investments and business growth.

Construction workers in work clothes

Apply for Qred Visa here

Get 1% payment method advantage

Order more cards for your employees — for free!

More flexibility with Qred VISA

Discover our business credit card: Extensive access options, at no extra cost. Save on every purchase with our cashback. Join thousands of happy entrepreneurs and order Qred Visa today! No annual fee, no commitment, just a benefit to the everyday life of the entrepreneur!

Do you have any questions?

Our Country Manager Antti and his team have answered the most frequently asked questions here:

How do I contact customer service?

You can reach us by phone at 09 424 503 99 (mm/mpm) or by email at asiakaspalvelu@qred.com. Our customer service is available on weekdays from 8:00am to 6:00pm.

What does Qred mean?

Qred is an expert in corporate loans and corporate finance. Founded in 2015, Qred's mission is to help companies grow, invest and expand. We offer agile business loan with no start-up fees, hidden costs or commitment period. We strive to make the everyday life of small entrepreneurs more complicated, so that they can fully concentrate on their own business.

Contact Qred Bank

Let us help you find the best possible financing for your business! Our customer service is available from 8am to 6pm on weekdays.