Business loans for transport and logistics

Flexible solution for industry needs

The transport and logistics sector is an important part of Finnish business life. Whether it is freight transport, taxi transport or logistics services, companies often need financing to maintain and develop their operations. Business loans in transport and logistics offer a flexible and fast solution to the specific needs of the sector.

Since 2015, Qred Bank has been helping small and medium-sized businesses in Finland by offering fast and reliable financing options. Qredin with a business loan you can get up to €500,000 completely online. You will receive a decision on a loan in an hour, and the money will be paid into your account within the same day. With a fixed monthly payment, you know exactly what you're paying each month, and there's no commitment period or extra charges for early repayment on the loan.

Transport loans in Finland — why are they needed?

Transport companies often face high investment needs that require fast and flexible financing. Transport loans in Finland provide companies with the opportunity to:

• For the purchase of new transport equipment: More fuel-efficient and environmentally friendly vehicles bring savings in the long run.
• For maintenance and repair of equipment: Well-maintained equipment improves delivery reliability and reduces unexpected costs.
• To expand the activity: Opening new routes and services requires capital.

Business loans to transport companies help to meet these needs quickly and efficiently.

Terms of transport loans — what is good to know?

When considering a transportation loan, it is important to know the terms of the loan and choose a solution that suits your business needs. The terms of Qred's transport loans are clear and flexible:

• Application process online: A quick and simple application that you can make from anywhere and at any time.
• Decision in an hour: You will not have to wait long, but you will receive an answer quickly.
• Money during the same day: The approved loan will be paid into your company's bank account on the same day.
• Fixed monthly payments: No surprises or hidden expenses, so it's easier to plan your finances.

Corporate finance for entrepreneurs in the transport sector

Entrepreneurs in the transport sector need funding to run both large projects and daily operations. Corporate finance for transport entrepreneurs can be a solution for, for example, the following needs:

• Seasonal costs: Fuel costs and increased personnel costs during peak hours.
• Digitalization: New technologies, such as route optimization and transportation tracking, are improving efficiency.
• Unexpected expenses: A vehicle breakdown or other unexpected item of expenditure can disrupt operations without additional funding.

Qred's flexible financing solutions support transport entrepreneurs in all these situations.

Financing solutions for the logistics sector

The logistics industry is a diverse industry, and each company has its own specific financing needs. Business loans to the logistics industry can be useful for example:

• In the expansion of storage facilities: Larger warehouses allow for a wider range of products and more efficient logistics.
• In the case of renewal of the vehicle fleet: Modern requirements call for a fuel-efficient and environmentally friendly fleet.
• In expanding international operations: Launching or growing international logistics requires capital.

The business loans offered by Qred to the logistics sector are a quick and clear way to realize these investments.

Business loans for taxi drivers

Taxi drivers often need funding to stay competitive. Business loans for taxi drivers can help:

• When purchasing or upgrading a vehicle: A new and fuel-efficient car improves the customer experience and reduces operating costs.
• In marketing: Increasing the visibility of taxi services attracts new customers.
• To cover unexpected expenses: A vehicle breakdown can pose major financial challenges without additional funding.

Qred's business loans for taxi drivers offer a flexible solution to all these needs.

How can a transport company apply for a loan?

The application for a carrier loan through Qred is simple:

1. Fill out the application online: The application is quick and requires only basic information about your business.
2. You will receive a decision in an hour: The loan decision is made quickly, so you immediately know how to proceed.
3. Money in the account during the same day: The approved loan will be paid into your account immediately so that you can start making the necessary investments.

The application process is designed for the needs of a busy entrepreneur, and flexible terms are suitable for a wide range of situations.

FAQs

What do transport finance solutions include?
Financial solutions include, for example, corporate loans, leasing financing and bank loans. Qred's corporate loans offer a quick and flexible alternative to transportation companies.

How quickly can a business loan be issued to a transport company?
Through Qred, the loan decision is made in an hour, and the money is paid into the account within the same day.

Can a business loan be used to purchase a vehicle?
Yes, Qred's corporate loans are great for renewing or expanding the vehicle fleet.

What are the benefits of fixed monthly payments?
Fixed monthly payments make cost management and budgeting clear and predictable.

Are business loans flexible to the logistics industry?
Yes, Qred's corporate loans offer flexible terms and the ability to repay the loan early at no additional cost.

Qred Bank's transport and logistics business loans provide an easy and fast solution to the financing needs of companies in the sector. Whether your needs are small or large, Qred allows you to ensure the continuity and growth of your business.